Equal Credit Opportunity Act (ECOA)

The Federal Equal Credit Opportunity Act (ECOA) prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with the ECOA is Equal Credit Opportunity, Federal Trade Commission, Washington, D.C., 20580.

Equal Housing Lender

Peoples Choice Finance is an Equal Housing Lender. Business is conducted in accordance with Federal Fair Lending Laws. Under the Federal Fair Housing Act, it is ILLEGAL, on the basis of race, color, national origin, religion, sex, handicap, or familial status to:

• deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling; or
• discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such loan, or in appraising property.

If you believe that you have been discriminated against, you should send a complaint to:

Assistant Secretary for Fair Housing and Equal Opportunity, Dept of Housing & Urban Development, Washington, D.C., 20410

and to:

Director, Consumer Affairs, Office of Thrift Supervision, Washington, D.C., 20552

Accepted forms of payment are:

• Cash
• Check
• Money Order
• Cashier's Check
• Debit Cards*

*Debit Cards are processed by a third party processor, REPAY, with a convenience fee of $3.00 per transaction.